Silvan Murray

Silvan Murray, CPA, FRM, ACNP, MSc, is a seasoned professional with experience in risk management, public accounting, nonprofit governance, and strategic consulting. As a Chartered Public Accountant (CPA) and Financial Risk Manager (FRM), he has led financial and strategic initiatives across corporate and nonprofit sectors, helping organizations enhance governance, financial sustainability, and impact.
Silvan is the President of MM Ditto Inc. and serves as the Treasurer for the Durham Region Association of Black Professionals and Entrepreneurs (DRABPE), where in the period 2022-2025 he has successfully raised and managed over $2.5 million in funding for Black-led nonprofits. Previously, he held senior audit and risk management roles at the Royal Bank of Canada (RBC) for over a decade.
Dedicated to nonprofit excellence, Silvan holds multiple industry-recognized credentials, including:
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Advanced Certified Nonprofit Professional (ACNP) – Nonprofit Leadership Alliance
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Nonprofit Elite – Nonprofit Ready.org
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Finance (FMD Pro), MEAL Dpro and Program DPro – PM4NGOs and
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Not-for-Profit Leadership Certificate from Ontario Tech University
He also earned an MSc in Management and Systems from New York University and a BSc in Computer Science from the University of the West Indies. With a proven track record in grant writing, financial modeling, strategic planning, and nonprofit capacity building, Silvan is dedicated to empowering organizations and communities through financial stewardship and innovative leadership.
Dr. Renee Waugh

Dr. Renee Waugh is a board-certified Family Nurse Practitioner with over 14 years of comprehensive healthcare experience. Her distinguished academic credentials include a Doctoral degree from Chamberlain University and an Advanced Practice/Masters of Science in Nursing from Nova Southeastern University.
Dr. Waugh's extensive clinical background spans multiple healthcare environments, including:
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Trauma I and II hospital settings
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Specialized cardiac care units
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Joint replacement services
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Medical-surgical departments
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Family practice and primary care
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Community-based outpatient care for patients with mental and physical disabilities
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Intensive management of diabetic and hypertensive conditions
At Pink Petal Health and Wellness, Dr. Waugh's practice philosophy centers on three core principles: health promotion, disease prevention, and delivery of exceptional, personalized care. Her comprehensive approach ensures that each patient receives the attentive, quality treatment they deserve.
Value to the Business Community
As a member of a supportive business network, Dr. Waugh brings invaluable assets that foster collective growth and mutual success:
Healthcare Expertise: Dr. Waugh offers fellow members informed perspectives on healthcare trends, wellness program development, and strategies to support employee health—critical knowledge for businesses of all sizes.
Collaborative Problem-Solving: Her experience coordinating complex care across multiple healthcare settings has honed Dr. Waugh's ability to analyze challenges, synthesize diverse viewpoints, and develop innovative solutions—skills that transfer seamlessly to business collaboration.
Mentorship Capacity: With her extensive teaching background and doctoral training, Dr. Waugh can serve as both mentor and advisor, particularly for emerging healthcare entrepreneurs and wellness-focused businesses.
Community Wellness Vision: Her commitment to preventative care and holistic wellness aligns perfectly with businesses seeking to create positive community impact and sustainable growth models.
Relationship-Centered Approach: Just as she builds trusting relationships with patients, Dr. Waugh approaches business networking with genuine interest in others' success, creating meaningful connections that extend beyond transactional interactions.
Diverse Network Access: Her connections, spanning healthcare, education, and community service provide fellow members with expanded reach into valuable sectors for potential partnerships and growth opportunities.
Dr. Waugh embodies the network's core values of mutual support and collaborative advancement, bringing a unique blend of healthcare insight, leadership experience, and genuine commitment to lifting others as she rises.
Neal Waugh

Neal Waugh leads Value Solutions Financial Services, a consulting firm recognized for its excellence in facilitating transformative growth for businesses and nonprofit organizations. His career spans over two decades of dedicated expertise in multiple specialized areas:
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Project management
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Strategic planning
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Business development financing
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Grant writing and research
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Organizational optimization
Neal's innovative approach focuses on empowering organizations of all sizes to conceptualize, expand, and achieve their goals through customized, sustainable solutions tailored to each client's unique needs.
His impressive academic credentials include:
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Doctoral student in Education Leadership and Innovation (Administration) at St. Thomas University in Miami, FL
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Master of Science in Instructional Design and Technology (4.0 GPA)
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Bachelor's degree in Mathematics
Additionally, Neal serves on the board of directors for several companies, bringing his strategic vision and expertise to governance roles across multiple organizations.
Value to the Business Community
As a member of a supportive business network, Neal brings exceptional strengths that enhance collective growth and mutual success:
Strategic Vision: Neal's ability to conceptualize ambitious goals and create a practical roadmap for their achievement makes him an invaluable resource for fellow members seeking clarity and direction.
Funding Expertise: His extensive knowledge of business financing, grant opportunities, and resource development provides network members with critical pathways to secure the capital needed for growth and innovation.
Project Implementation Skills: Neal excels at transforming concepts into reality through meticulous planning and executional valuable skill he readily shares to help others bridge the gap between ideas and outcomes.
Educational Perspective: His background in mathematics and ongoing doctoral studies in leadership bring analytical rigor and evidence-based approaches to business challenges faced by network members.
Nonprofit/For-profit Bridge: With experience serving both sectors, Neal offers unique insights on cross-sector partnerships, social enterprise models, and corporate social responsibility initiatives.
Governance Knowledge: His board experience guides fellow members on organizational structure, compliance considerations, and effective leadership practices.
Neal embodies the network's core values of mutual advancement and collaborative support, consistently leveraging his diverse expertise to elevate others while pursuing excellence in his own ventures.

Our Mission
Believers Business Network (BBN) is a dynamic, faith-based ecosystem designed to connect businesses, professionals, and entrepreneurs nationally and globally. We aim to foster robust referrals, drive business growth, and create meaningful employment opportunities through a collaborative network rooted in integrity, excellence, and service.
Our Core Values
Our core values revolve around trust, growth, vitality, and the power of connections through shared beliefs. We believe in creating a vibrant community that enables business owners to thrive in an environment built on integrity, excellence, and mutual support. Members are encouraged to lead community development projects, blending business success with social impact.

Our Journey
Believers Business Network has a rich history of bringing together entrepreneurs, professionals, and businesses to create a network that drives success. We have been instrumental in connecting like-minded individuals, fostering growth, and promoting collaboration within the business community.
